This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
Implementation Updates
FHLBank System at 100: Focusing on the Future Report
Report Fact Sheet
Landing Page
YouTube Playlist
Kick-Off Listening Session
Wrap-Up Listening Session
Public Comments
Below are regional roundtables held under the FHLBank System at 100: Focusing on the Future Initiative. To view the video or transcript for a particular roundtable, click the Video and Transcript link below the specific roundtable. Click here to view discussion questions for all regional roundtables.
Participants: Colleen Dushkin, Association of Alaska Housing Authorities; Carol Gore, Cook Inlet Housing Authority; Lauren MacVay, True North Federal Credit Union; Chris Perez, Rasmuson Foundation; Alana Peterson, Spruce Root
Participants: Gerard Cruz, Community First Guam Federal Credit Union; Maria Leon Guerrero, Bank of Guam; Philip Flores, BankPacific; Jesse Palacios, Northern Marianas Housing Corporation; Mary Guerrero, Guam Housing Corporation
Participants: Phil Bacchus, American Savings Bank; Scott Fujii, Bank of Hawaii; Michelle Ka’uhane, Hawaii Community Foundation; Kuhio Lewis, Council for Native Hawaiian Advancement; Heather Piper, Hawaii Community Reinvestment Corporation
Participants: Stephen Cross, Alvarez & Marsal; Edward Golding, MIT Golub Center for Finance and Policy; Michael Hanson, Massachusetts Credit Union Share Insurance Corporation; Chris Herbert, Harvard Joint Center for Housing Studies
Participants: Aurelio Arroyo, Cooperativa Jesús Obrero; Sasha Davila, U.S. Department of Housing and Urban Development; Carla Haeussler-Badillo, Fundacción MMM; Vannessa Pineiro, Banco Popular; Maria Rodriguez-Collazo, PathStone Corporation; Michelle Sugden Castillo, MSConsulta LLC; René Vargas Martínez, Inclusiv; Natalia Zequeira Díaz, Office of the Commissioner of Financial Institutions
Participants: David Beck, Self-Help; Miyuki Hino, UNC Chapel Hill; Richard Moore, First Bancorp; Caroline Nagy, Americans for Financial Reform; Steven Rothstein, Ceres Accelerator for Sustainable Capital Markets
Participants: Mark Curtiss, Massachusetts Housing Partnership; Todd Kopstein, Cascade Financial; Daniel Nissenbaum, Low Income Investment Fund; Benson F. (Buzz) Roberts, National Association of Affordable Housing Lenders; Ted Tozer, Urban Institute; Timothy Tuz, Wintrust Mortgage
Participants: George Collins, Federal Home Loan Bank of Boston (ret.); Kristin Faust, Illinois Housing Development Authority; Timothy Ha, First Independence Bank; Tony Lentych, Traverse City Housing Commission; Sonya Mays, Develop Detroit; Joseph Reilly, Community Development Trust; Donald Rencher, City of Detroit; Linda Smith, U-Snap-Bac
Participants: Tammy Bobo, Hocking Valley Bank; Sara Morgan, Fahe; Dave Kreher, People’s Self-Help Housing; Katie Kramer, Council of Development Finance Agencies; Jerry Rickett, Kentucky Highlands Investment Company; Jonathan Welty, Ohio Capital Finance Corporation
Participants: Bud Compher, NeighborWorks Boise; Brady Ellis, Idaho Housing and Finance Association; Vanessa Fry, Idaho Policy Institute at Boise State University; Michelle Griffith, ARCH Community Housing Trust; Dutch Haarsma, NewWest Community Capital; Wes Jost, Zions Bank; Caleb Roope, The Pacific Companies
Participants: Debbie Chen, Little Tokyo Service Center; Carol Galante, Terner Center for Housing Innovation at UC Berkeley and The Housing Lab; Lori Gay, Neighborhood Housing Services of Los Angeles County; Robin Hughes, Housing Partnership Network; Tiena Johnson Hall, California Housing Finance Agency (CalHFA); Monica Mejia, East LA Community Corporation (ELACC); Ashley Thomas III, National Association of Real Estate Brokers (NAREB) and LA Top Broker
Participants: Andrew Gordon, Clearinghouse CDFI; Audra Hamernik, Nevada HAND; Wally Murray, Greater Nevada Credit Union; Joe Neri, IFF; Tunua Thrash-Ntuk, The Center by Lendistry; Rodrigo Vela, Raza Development Fund
Participants: Byron L. Boston, Dynex Capital; Joan Brodhead, Community First Fund; Laurie Goodman, Urban Institute; Pat McEnerney, Freedom Mortgage; Anand Solanki, Citadel Federal Credit Union; Julieann Thurlow, Reading Cooperative Bank; James J. Vance, Western & Southern Financial Group
Participants: Hope Atuel, Asian American Real Estate Association of America; Rev. Luis Cortes, Jr., Esperanza; David Dworkin, National Housing Conference; Bryan Greene, National Association of Realtors; Rian Hargrave, Onyx Development; Jason Riveiro, National Association of Hispanic Real Estate Professionals; Glenn Wilson, Communities First, Inc.
Participants: Dave Castillo, Native Community Capital; Robin Puanani Danner, Sovereign Council of Hawaiian Homestead Associations; Fern Orie, Oweesta; Tonya Plummer, Enterprise Community Partners; Jeff Tickle, Cook Inlet Lending Center; Mel Willie, NeighborWorks America; Rollin Wood, Native Partnership for Housing
Participants: Jason Brower, First State Bank of Anadarko; Robert Fightmaster, First National Bank and Trust; Holly Johnson, Ayukpa Apelachi, LLC; Valerie Powell, Choctaw Nation Housing Authority; Shay Stanfill, Housing Authority of the Cherokee Nation; Gene Watson, Chickasaw Community Bank; Sharon Wise, Native American Housing Services, Inc.
Participants: Daniel Boggs, Greater Greenville Housing and Revitalization Association; Julie Brooks, Mississippi Home Corporation; Mala Brooks, Washington County, MS; Cindy Holler, Community Housing Capital; Dr. Calvin R. King, Sr., Arkansas Land and Farm Development Corporation; John Olaimey, Southern Bancorp; Ed Sivak, Hope Enterprise Corporation and Hope Credit Union
Participants: Pamela Daniels-Halisi, BMO Commercial Bank; Matt Feldman, Common Securitization Solutions; Wendell Harris, Chicago Community Loan Fund; Ianna Kachoris, Chicago Community Trust; Raul Raymundo, The Resurrection Project; Anthony Simpkins, NHS Chicago; Stacie Young, Community Investment Corporation
Participants: Ryan Donovan, Council of Federal Home Loan Banks; Megan Haberle, National Community Reinvestment Coalition; Cornelius Hurley, Boston University School of Law; Beth Lipson, Opportunity Finance Network; Congressman Bruce Morrison, Morrison Public Affairs Group; Rebeca Romero Rainey, Independent Community Bankers of America; Barry Zigas, Consumer Federation of America
Page last updated: April 3, 2024